If you’ve ever wondered whether you’re making the right financial moves as a clinician, this episode is your playbook.

Will Butler, PT turned financial advisor, breaks down the real-world money lessons every therapist wishes they learned in school—from disability insurance to income protection to keeping more of the money you work hard to earn.

Will’s mission is simple: help clinicians build financial confidence so they can build better careers and better lives.

In this episode, we cover:

• How football shaped Will’s approach to financial planning
• What every clinician must know about disability insurance
• Key financial tools that protect your income and reduce stress
• Why financial literacy matters for every adult (and especially PTs)

Why this conversation matters:

You can replace a job. You can replace money.

You can’t replace time.

Smart financial decisions buy back your freedom.

Follow:

• @disappointingaffirmations — Dave Tarnowski’s satirical mental-health insights

Deep Dive:

• Graham Stephan’s YouTube channel for approachable personal finance content