In this episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg welcomes Katie Brewer, CFP, to discuss practical tips for financial planning as we enter 2024. Whether you're starting to plan or want to improve your current habits, this episode provides actionable advice to set you up for financial success in the new year. Here are the key takeaways: 

• Begin financial planning before the holiday season to reduce January stress.
• Set up dedicated accounts for specific goals like holidays or travel to stay organized.
• Start by gathering all your financial data to better understand where money is going.
• Use budgeting tools like Payactiv to categorize expenses and track your financial habits.
• Review your employee benefits and make sure you’re maximizing contributions (e.g., 401(k)).
• Check for unclaimed property through state websites and verify your credit report for errors.
• List your debts, their interest rates, and prioritize high-interest ones.
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• Break down your debt repayment into manageable milestones to avoid feeling overwhelmed.