In this episode, we ask:

• What’s that up in the sky?
  
• Can the FDIC keep your money safe?
  
• Who relies on this great institution?
  
• Who can rest easy?
  
• Wait?!
  
• Who is breaking a sweat?
  
• What would happen in a sudden wave of bank failures or sudden financial crisis?
  
• What about times of financial stress?
  
• How might this pose a BIG risk?
  
• What about exposure?
  
• What about protecting depositor funds?
  
• Is this superhero up to the challenge of the current economic climate?
  
• What is the Federal Deposit Insurance Corporation (FDIC)?
  
• What happened earlier this year?
  
• Where did the money come from?
  
• Who funds the FDIC?
  
• What happens to the yield?
  
• Who is the US Treasury?
  
• How many banks are in a precarious position now?
  
• Is there any end in sight?
  
• What has happened as interest rates have risen?
  
• What about fractional reserve banking?
  
• What about a credit crunch?
  
• What about regional banks?
  
• How many funds will be protected?
  
• Where are people moving money?
  
• Where will the government get the money to guarantee deposits?
  
• What if you only got 1% of your money back in the event of a collapse?
  
• What about the bank lobby?
  
• What is book value?
  
• What is market value?
  
• What is fractionalized methodology?
  
• How are bank reserve regulations different from insurance reserve regulations?
  
• How are insurance companies regulated?
  
• What does NAIC say about reserves?
  
• Why do insurance companies need much larger reserves?
  
• Do insurance companies have an enormous edge over banks?
  
• Would the government step in and cover your deposits?
  
• Who decides?
  
• Who is systemically important?
  
• What about lending?
  
• What did Mark Twain say?
  
• Is it raining?
  
• What can we do about this?
  
• What is within our control?
  
• Who is your superhero?
  
• What happens with policy loans when banks are in crisis?
  
• Who wants to become their own source of financing?
  
• What are the takeaways?