In this episode, we ask:

• Have you shared this episode?
  
• Would you like a free book? Show us how you shared this episode, and we will send you a book!
  
• What happens when your environment changes?
  
• What about the boring Certificate of Deposit (CD)?
  
• Are CDs liquid?
  
• What is the history of the CD?
  
• What about the current interest rates?
  
• What about tax?
  
• What is a mutli-year guaranteed annuity (MYGA)?
  
• What about the guarantees?
  
• What is there to love about MYGAs?
  
• What is a 1035 exchange?
  
• What about thinking long term?
  
• What about some examples?
  
• What about transferring from a MYGA to a single premium indexed annuity(SPIA)?
  
• What are the alternatives?
  
• What about the 4% rule?
  
• What about commissions?
  
• What about guarantees?
  
• What about low fees or no fees?
  
• What are the age ranges?
  
• What are the risks of a MYGA?
  
• What about FDIC insurance?
  
• Would you like to hear Episode 55?
  
• Who is going to pay?
  
• What happened in Cyprus?
  
• What about knowing the environment?