In this episode, we ask:

• Do you have a visceral reaction to certain words?
  
• Who is Tim Foor?
  
• How did Tim become a loan officer?
  
• Would you like to hear Episode 157?
  
• Does Tim own Bank on Yourself® type life insurance policies?
  
• What does Tim think about Bank on Yourself®?
  
• What about mixing Bank on Yourself® type whole life policies and mortgage strategies?
  
• How does Tim help activate home equity towards the client’s advantage?
  
• What has happened to home values?
  
• What about a tax free money vehicle?
  
• How many tax free instruments can you count?
  
• What about about a cash out refinance?
  
• What is the history reverse mortgage?
  
• What is a HECM loan?
  
• What is a home equity conversion mortgage?
  
• What is a principal limit?
  
• How does your age factor into accessing the equity in your home?
  
• What about social security “not cutting it”?
  
• What about future proofing a house?
  
• What about people on a fixed income?
  
• Why do people have a negative connotation and stigma toward the reverse mortgage?
  
• What are the renovations on the reverse mortgage?
  
• What about the mandatory counseling for reverse mortgage?
  
• What about red tape and fees?
  
• Isn’t the reverse mortgage just for those in poverty?
  
• What happens when ultra high net worth individuals take reverse mortgages?
  
• What about the jumbo reverse mortgage?
  
• What about fees and closing costs?
  
• What is a non-recourse loan?
  
• Is there a way to be underwater on a reverse mortgage?
  
• What about the family having the first right of refusal?
  
• Does the bank want to own the home?
  
• What are the options upon death?
  
• What about Henry Ford?
  
• Where did the obsession toward paying off the house come from?
  
• What is line growth?
  
• What happens if the housing market tanks?
  
• Would you like to work with Tim at 866-888-7902?
  
• Would you like to reach out to PRMI in Wooster, Ohio?
  
• What are the takeaways?
  
• Would you like to hear Episode 199?
  
• Would you like to meet with Mark?  
  

Tim Foor has been in the mortgage business since 2012 after several years in the education and coaching fields. Tim takes a holistic approach to mortgage lending with a focus on strategic equity management. Tim also works with the sales team to ensure efficiency in the loan process. He is a 2007 graduate of Walsh University with deep ties to his hometown of Defiance, OH. He currently resides in Akron, Ohio with his wife, Monica, and daughters, Alison and Cameron.