In this episode, we ask:

• Who is Chris Tobe?
  
• What’s his story?
  
• Have you read Kentucky Fried Pensions?
  
• What about contracts?
  
• What about excessive fees?
  
• What about the tax payers?
  
• What about the Chicago Police pensions?
  
• Would you like to read the Twisted Priorities article?
  
• What’s happened in Pennsylvania?
  
• What about making a partial payment on a pension?
  
• What about the pensioners?
  
• What do we know?
  
• What about cost of living increases?
  
• What happened in the Detroit bankruptcy?
  
• What about underfunded pensions?
  
• What happens in bankruptcy?
  
• How many pennies on the dollar are the pensioners likely to receive?
  
• What other programs are underfunded?
  
• What about social security?
  
• What about money printing?
  
• What’s the value of the money going to be?
  
• Can states declare bankruptcy?
  
• Can cities declare bankruptcy?
  
• What about defined contribution plans, like 401(k)s?
  
• What about target date funds?
  
• What about private equity hedge funds?
  
• What about the fees?
  
• What about the scale of fees?
  
• What about an example?
  
• What came out of the mutual fund association?
  
• What about a variable annuity?
  
• What about expenses?
  
• What about taxes?
  
• What about full transparency?
  
• What about public pensions?
  
• What are the takeaways?
  
• How destructive are 1% fees?
  
• Is your pension transparent?
  
• Are pensions going away?
  
• What about the promise and delivery of a guaranteed lifetime income?
  

Chris Tobe, CFA, CAIA works as a pension investment consultant, expert witness, and author. His most recent book is “Kentucky Fried Pensions” and recently filmed with PBS Frontline on a Kentucky pension piece airing in October 2018. He is now working as a Chief Investment Officer with a Public Pension consulting firm out of New Orleans the Hackett-Group, where he has provided project consulting to a number of public pensions in MD, NC and TX.

From 2008-2012 he served as a Trustee and on the Investment and Audit Committees for the $14 billion Kentucky Retirement Systems.

From 2008-2009 he was a Sr. Consultant with New England Pension Consultants and worked with a number of public pension plans in Oklahoma, Missouri, Michigan and the District of Columbia. And was Former VP in 401k investments with AEGON 2001-2008.

He has written 4 books, dozens of articles and has been quoted in the Wall St. Journal, New York Times, Forbes, & Bloomberg. As a public pension trustee, he completed the Program for Advanced Trustee Studies at Harvard Law School and Fiduciary College held at the Stanford University.