Not Your Average Financial Podcast™

Not Your Average Financial Podcast™


Episode 409: Choosing Bank on Yourself® is a Declaration of Financial Independence

July 04, 2025

In this episode, we ask:

  • What made America special?
  • Who was Arnold J. Toynbee, and what did he study and conclude?
  • What were the British facing in the mid-18th century?
  • What really bugged the Americans?
  • What about adaptation and innovation?
  • What about responding in creative ways?
  • What about reimagining?
  • What about self-governance?
  • What about agency?
  • What are some of the challenges we face today?
  • What about responding with rigidity and control?
  • What about responding with creativity, adaptability and innovation?
  • What are the major risks?
  • What about the class systems?
  • What is the American experiment?
  • What about the top 1%?
  • What about collective responses to challenges?
  • What about the national debt?
  • What about clinging to outdated systems?
  • What about technological disruption?
  • What about rags to riches?
  • What about the ability to move between economic classes in the U.S.?
  • What could derail years of careful planning?
  • What did Toynbee say about failing to respond to challenges?
  • What are the chances to innovate?
  • What about personal resilience and agency?
  • How might one forge ahead and create real wealth?
  • What is the resilient mindset?
  • What are the tools?
  • How is the Bank on Yourself® strategy and mindset a Declaration of Financial Independence?
  • How does owning your own Bank on Yourself® type whole life insurance policy free you from financial traps?
  • How might you break free?
  • What about Walt Disney and J.C. Penny?
  • What about John D. Rockefeller? Did he own whole life insurance?
  • Would you like to listen to Episode 66?
  • What about IRS section 7702?
  • Is Bank on Yourself® as American as fireworks, fried chicken and apple pie?
  • What are the takeaways?