In this episode, we ask:

• Would you like the ultimate shaving tool?
  
• What is Occam’s razor?
  
• What about necessity?
  
• What about the simplest solution?
  
• What is the best option or model?
  
• What is premium financing?
  
• What is happening with the estate tax limits?
  
• What about leverage?
  
• What has this led to?
  
• What are the risks?
  
• Do you need it?
  
• Can you afford it?
  
• What about finding the winners and losers?
  
• Is there a trend here?
  
• What about an example?
  
• What are the steps?
  
• What is the allure?
  
• What are the risks?
  
• What is the exit strategy?
  
• If everything worked out perfectly, what would happen?
  
• What about the relationship with the bank?
  
• What is a floating rate?
  
• What about reapplying after a period of time?
  
• Is this a good deal?
  
• What happens in a rising rate environment?
  
• What happens to the interest?
  
• What about the accumulation feature?
  
• What about collateral?
  
• What about a spiral of expenses?
  
• What happens if they can’t pay the premium?
  
• What are the circumstances?
  
• What happens when the loan is gone?
  
• What about a cancellation?
  
• What about leverage?
  
• What about paying out of pocket?
  
• What about estate tax liability?
  
• What about other needs?
  
• Is there any cash value available the policy owner?
  
• Where does this leave the policy owner?
  
• What is the biggest risk?
  
• Is the loan larger than the cash value?
  
• What if interest rates rise?
  
• What if caps and spreads fall?
  
• What about coming up with the money?
  
• What are some stress tests?
  
• What about a death benefit?
  
• What about those with extremely high net worth?
  
• Are you crawling back into the banker’s pocket?
  
• What is the financial incentive for the bank?
  
• How much loan interest is the bank collecting?
  
• What about collateral?
  
• What about the insurance agent?
  
• What about the commissions?
  
• Would you like to hear Episode 36?
  
• Who is retiring first?
  
• Is your money in a complex environment?
  
• Is your money in a simple environment?
  
• Who has control?
  
• Would you like to join our FREE Not Your Average Community?