The goal of this podcast is to educate and inform and anytime we can address a specific topic for listeners we’re all about it. One of the easiest ways for us to do that is by taking the questions you send us and bringing them onto the show to answer. That’s what we’ll do on this episode before we call out the latest Financial Propaganda of the Week. Let’s get started! Show notes and additional resources: http://bebullish.com  Today's rundown: 0:32 – Today we’re opening up the mailbag. Here’s how to contact us.0:52 – Mailbag question: I’d like to start putting money into a college fund for my grandkids. Should I set up a 529 plan for them or just invest the money myself and give it to them later?1:51 – 529 plans can also be a great estate planning tool.2:55 – Mailbag question: How much is too much to spend on our forever home? Should we spend less to avoid a mortgage in retirement or buy a nicer house because it’s where we want to be forever?4:00 – Bob met with a client this week on a similar real estate issue.  6:02 – Financial Propaganda of the Week6:26 – Bob found an article from someone who doesn’t want to invest in the market and wondered if an indexed annuity would be a good option.8:51 – Ryan found an article asking should you dump your mutual funds for ETFs?