A new year means a fresh start so we’re closing out 2019 by taking out the financial trash that we no longer need in our portfolio. We’ll also bust a few Social Security myths and call out the latest financial propaganda along the way. Full Show Notes & Resources: https://paynecm.com/taking-out-the-financial-trash-for-2020/ Today's Rundown:0:32 – Here’s what we’ll be talking about on the show today.1:15 – We’re going through our financial life and seeing what we can discard before the new year.1:28 – The first thing we can discard is too much risk.3:05 – If we were in a market like 2008, how would your portfolio hold up?3:50 – The next bit of financial trash is fees.  5:32 – Get rid of all the money you have in cash.7:51 – The first myth is there’s a perfect time to claim Social Security.9:56 – The next myth is that Social Security is going broke.  11:45 – The myth of how taxes work if you work while you take SS.14:35 – Financial Propaganda of the Week segment15:21 – Bob finds an article that says returns over the next 10 years will be awful so don’t invest.  17:51 – Ryan found a story where investors spent $12.5 billion on a variable annuity.