We all have things we value One of the things we have to do when building our house of financial freedom open up some windows (share and experience things with others). I call this giving. There are plenty of ways to be a giver. 5 ways to turn things we v

In Episode 40 I shared with you Who I Am and that you can’t believe everything you read (or see on TV). The media does’t make money unless they sell advertising. What do they need for advertisers to pay them money? They need eyeballs. The more readers

I don't really have a story. There was no life-altering event or pre-destined career choice I followed in order to help people with their personal finances. Sorry, no car chases or bungee-jumping in my history caused me decide to do what I do. But we like

Saving for retirement is very important. The first thing is to open an account and the second is to keep putting money in it over a long period of time. Like planting a seed: Opening an account is like planting a seed and continuously funding the account

Cafeteria Plans are part of the Section 125 in the IRS code. What that means for you: Only for employees of companies who offer such plans Pre-tax benefit: BOTH employer and employee save on Federal Income taxes and Social Security/Medicare contributi

Open Enrollment occurs around this time every year. Packets full of information about employee benefits are filling mailboxes everywhere. We often choose what looks like the best deal but there are other options. Have you looked at the alternatives? Heal

Interest rates are so incredibly low that it makes sense for many homeowners to refinance. Do you understand all the options available to you? Do you know all the ins-and-outs when it comes to getting a mortgage? It wasn't until this month that refinanci

Teaching kids about money is hard. The good news is that it isn't complicated. It can be broken down to four things: The three things you can do with money and how you get some (work). There are only 3 things you can do with money. This applies for both c

I'm Saying No To FICO and working on my Debit Score 5 components of FICO score: 10% Type of credit (debt) 10% New credit (debt) 15% Credit (debt) history 30% How much you owe 35% Debt payment history Each of these components are based on debt. The

Steve Ely, CEO of eCredable, used to work for Equifax running the Direct Consumer Business. One of the challenges he experienced was they had a very limited scope in terms of how they could help consumers. Consumers really wanted help with financial adv