Jesse Mecham is the founder of YNAB - You Need A Budget. He shares his story of how YNAB became more than a spreadsheet and has turned into an elegant, beautiful piece of software with a flexible method of budgeting that is very interesting and only ha...

Diversification Owning a few shares of a bunch of different companies. You could buy 200 shares of Microsoft or you could buy a couple shares of a bunch of different companies. Think of it this way: If you put all your eggs in one basket and drop it t...

Diversification Owning a few shares of a bunch of different companies. You could buy 200 shares of Microsoft or you could buy a couple shares of a bunch of different companies. Think of it this way: If you put all your eggs in one basket and drop it then

One thing that happens when traveling a lot is we tend to grow a large collection of reward memberships: Car rentals, airlines, hotel programs, there are all kinds of ways to collect points or earn rewards. Free stuff is great, right? Why they offer us

One thing that happens when traveling a lot is we tend to grow a large collection of reward memberships: Car rentals, airlines, hotel programs, there are all kinds of ways to collect points or earn rewards. Free stuff is great, right? -

I'm a HUGE Dave Ramsey fan. I listen to all three hours of the radio show, occasionally volunteer at live events, and I'm the only individual in Missouri who is Certified to teach the Financial Peace University Workplace Edition along with completing h...

I'm a HUGE Dave Ramsey fan. I listen to all three hours of the radio show, occasionally volunteer at live events, and I'm the only individual in Missouri who is Certified to teach the Financial Peace University Workplace Edition along with completing his

This is a great exercise to see if there are any financial anomalies in your house that are out of whack. The spreadsheet (Recommended Percentage spreadsheet) includes high and low percentages recommended for 11 categories.

This is a great exercise to see if there are any financial anomalies in your house that are out of whack. The spreadsheet (Recommended Percentage spreadsheet) includes high and low percentages recommended for 11 categories. How do you compare to someone w

Emotions help make most of the decisions with our disposable income. A lot of what we do with our money is based on emotions: We want something, we like something, it sounds good or looks good. Some play  money is alright but what about investing?