This theoretical budget shows where opportunities lie for an average American couple making the average monthly take-home pay and making minimum payments on the typical debts. To follow along, download the Theoretic Budget - Debt vs Debt Free. -

I used a "Break Even Formula" to see if refinancing our house would make sense when closing costs could be recovered by the interest saved on the loan. Keith Bunn from CavUSFinancialCoaching sent in this question:

I used a "Break Even Formula" to see if refinancing our house would make sense when closing costs could be recovered by the interest saved on the loan. Keith Bunn from CavUSFinancialCoaching sent in this question: I listened to podcast episode #36 "Shou

Identity theft is running rampant in our nation. Here are 8 tips on how to make your ID harder to steal. Never give someone access to your accounts Keep user names or passwords for online accounts to yourself

Identity theft is running rampant in our nation. Here are 8 tips on how to make your ID harder to steal. Never give someone access to your accounts Keep user names or passwords for online accounts to yourself Don't let someone else "borrow" your card o

A MoneyPlanSOS podcast listener sent in a question about investing while in debt. He makes a great case study for us to examine if there is a one-size-fits-all get-out-of-debt plan, or not? Letter from a future investor: Steve,

A MoneyPlanSOS podcast listener sent in a question about investing while in debt. He makes a great case study for us to examine if there is a one-size-fits-all get-out-of-debt plan, or not? Letter from a future investor: Steve, I listen to your podcast a

There are more financial products out there than there are players in professional baseball. Many are good for our financial lives but some are bad. - The following products cause a false sense of security, zap money from our cashflow,

There are more financial products out there than there are players in professional baseball. Many are good for our financial lives but some are bad. The following products cause a false sense of security, zap money from our cashflow, or rob us of the abi

Jenny Kerr from TheJennyPincher.com shares her experiences with couponing. Couponing is not just cutting pieces of paper out of your local ads, it involves shopping, travel, and seeking out great values to help you stretch your dollar. It can become more