Money Plan SOS

Money Plan SOS


Latest Episodes

sos095 The Credit Card Surcharge and Responsible Debit Card Practices
January 31, 2013

For those who pay with a credit card, your purchases just got more expensive. - A recent change to Visa and MasterCard regulations removes restrictions on vendors and businesses which allows them to charge consumers a surcharge fee when paying wit...

sos094 Understanding The 1040 tax form
January 25, 2013

Income tax returns can be difficult. Breaking the 1040 down into sections helped me to understand it better. Why we file taxes on April 15th We need to balance our "tax checkbook" once a year. April 15th has been coined "Tax Day" as this is the deadl...

sos093 Why your paycheck is smaller and 2013 Payroll Tax Cuts
January 19, 2013

By now we've all heard that Congress averted the Fiscal Cliff. Or did they? Effective with the first payroll of 2013, there are a number of changes to paychecks for employees. The American Taxpayer Relief Act of 2012 (“Relief Act”) was passed by t...

sos092 Know where your advice is coming from (and a RANT)
January 09, 2013

Jon White shares a story of how someone gave really bad financial advice to a young couple. You can read his post here: http://jwfinancialcoaching.com/who-are-you-taking-your-advice-from/ - He and I agree,

sos091 Get Out Of Debt with the Debt Movement, Interview with Financial Soldier Jeff Rose
January 02, 2013

Financial Soldier, Jeff Rose, is starting another movement in 2013. He is leading the Debt Squad into a battle with debt and we are taking no prisoners. - In this interview he shares how he came up with the idea, the goal,

sos090 How saving taxes with a 401k works
December 28, 2012

Putting money in a 401k is a smart tax-saving money move. The Government allows us to sock away up to $17,000 of our hard-earned pay and not pay income tax on it (up to $17,500 in 2013). The money in the account grows without making you pay taxes like a r

sos090 How saving taxes with a 401k works
December 28, 2012

Putting money in a 401k is a smart tax-saving money move. The Government allows us to sock away up to $17,000 of our hard-earned pay and not pay income tax on it (up to $17,500 in 2013). The money in the account grows without making you pay taxes like ...

sos089 Save 1 Percent more in 2013
December 21, 2012

Certified Financial Planner and IRS Enrolled Agent, Jim Blankenship, is the owner and author of FinancialDucksInARow.com, a blog that focuses on taxes, retirement planning, and Social Security. He saw the savings rates as being too low to enable American

sos089 Save 1 Percent more in 2013
December 21, 2012

Certified Financial Planner and IRS Enrolled Agent, Jim Blankenship, is the owner and author of FinancialDucksInARow.com, a blog that focuses on taxes, retirement planning, and Social Security. - He saw the savings rates as being too low to enable Ame...

sos088 No More Mortgage (Counting the months!)
December 14, 2012

I'm so stinkin' excited! We have only 38 months left on our mortgage. What happens when I throw a little bit extra every month towards the principal? The scales tip towards paying less in interest and more towards a complete debt free date in the ...