Special guest Rachel Cruze discusses ways to pay for kid's college as we talk about Dave Ramsey's Baby Step 5. Baby Step 5: Save for kid's college Once we have gotten ourselves out of debt and started to save 15% in retirement it is time to save for ...

Dave Ramsey's 4th Baby Step is to invest 15% for retirement. We are halfway through a complete Total Money Makeover and the rest is pretty easy. - First let's review the previous 3 Baby Steps: Make the choice to get out of the debt business by bui...

Baby Step 3: Save 3-6 Months Of Expenses. Dave Ramsey's third Baby Step is to create a fully-funded emergency fund equal to three to six times your average monthly expenses. Why? Emergencies come in many shapes and sizes Car troubles (repairs,

This is Week 2 in the 7 week series of Dave Ramsey's Baby Steps to Financial Peace. Last week I talked briefly about Baby Step 1: Build a $1,000 starter emergency fund. Baby Step 2 is pay off all consumer debt using the Debt Snowball Method. Why is The De

From ELP to El Machete, Andres Gutierrez is the voice of Financial Peace for the Hispanic community. Andres has been helping people with their finances for the past decade but it wasn't until 2009 that he became "The Hispanic Dave Ramsey" with his own syn

What are the top 10 financial products debt free people must have? - Over the past 50 years our society has invented thousands of financial products: Credit cards, hedge funds, and the inappropriately named "FreeCreditReport.com".

Dave Ramsey Tweeted "Saving 100 dollars per month from age 25 to age 65 at 12 percent growth will turn into 1.176 million dollars. - This Tweet caused a huge uproar in the financial community. - To get to the bottom of this,

Do you know how much you should have in an Emergency Fund? Dave Ramsey recommends having a 3 to 6 month worth of liquid savings in case the unthinkable were to happen. Serious illness, sudden loss of income, or expensive unpredictable events can take a...

Money for sale! Get it while it's hot! Banks and lenders are offering to sell us money everywhere - and they are telling us it's cheap! - The marketing around selling debt is more prevalent than ever before.

Have you ever had one of those weeks when everything went wrong? I’m having one and it might just cause me to pay for my speeding ticket with emergency savings. This week's mishaps: Our stupid backyard fence needed repair