Dave Ramsey Tweeted "Saving 100 dollars per month from age 25 to age 65 at 12 percent growth will turn into 1.176 million dollars.

This Tweet caused a huge uproar in the financial community.

To get to the bottom of this, OG from the Stacking Benjamins podcast shares his thoughts about:

Average equity returns over the past 20 years
Average investor returns over the past 20 years
Studies that show that investor behavior doesn't make 12%
The average investor can retire if they save some money every month

OG also shares two of his sources for this information:

A Dalbar study: Quantitative Analysis of Investor Behavior 2013 

Wall Street Journal article: Small Investors Flee Stock