Jon White shares a story of how someone gave really bad financial advice to a young couple. You can read his post here: http://jwfinancialcoaching.com/who-are-you-taking-your-advice-from/

He and I agree, there is a lot of advice out there that will lead you to make bad decisions with your money.
Jon and I talk about

How Financial Coaching is working together on your daily decisions and beliefs about money
How there is a ton of miss-information out there that can lead you the wrong way
Don't just take someone's word for it, not even ours. Seek good council and decide what is true for you

If you spend time listening to personal finance podcasts then I recommend filling your airtime with Jon's shows. He is a trusted resource to help you get a new perspective on your money.
I go on a rant
One of my jobs is to help you expose manipulative messages from those trying to get to your money. Here are some examples of headlines and articles that go too far in trying to get your attention:

Helaine Olen's article: Retirement: Election No-show
A local newsmagazine in the mail. The headline read: "Which of these 7 Health Problems do you have?" Wow. I don't feel sick but maybe I've got something.
The sales-pitch (I mean subject line) in this message from my bank:

Or this irresponsible advice
Liz Weston answers a question from the father of a debt-free college grad that has a paid-for car with $8,000 in savings and a job how to buy a house. The grad wants to buy a foreclosure but the bank says she doesn't have a credit score. She advises the grad to

Keep charging on her credit card every month
Use no more than 30% or so of the credit limit
Pay it off in full every month

That's all fine-and-dandy. It's the traditional advice of a person who wants to help someone build their credit score. It's a more complicated way than paying cash because she is supposed to "use no more than 30% of the limit" - I don't want to have to constantly be doing THAT math every time I swipe and there are many more down-sides than up. Just miss one payment and tell me credit cards are a good idea.

Then she goes on to say "To speed things along, the dad might consider adding his daughter as an authorized user on one of his credit cards". So now we're tying our adult child to her parents again. Hmmmmm.

But here is what gets me the most heated: Liz Weston says "Get a second credit card because having a couple in the mix can really help or consider getting a small installment loan."
WHAT???!!!!
Driving a young, debt free and impressionable girl into debt? Is this really the only advice we can give her? Why wasn't the caller informed about alternatives methods to buy this house? Why is being debt free and staying that way so darn wrong?
Selling you something
Here it comes. I'm going to sell you something. You knew it was only a matter of time.

I'm putting my money where my loud mouth is and doing the next giveaway. I have to sell you something though: The idea that I can get you on the right path to financial peace. If you believe I can help then listen to the entire episode for details.

If you aren't convinced I have the right plan for you then you need to go over to the 720 Credit Score website where they will sell you a credit score building program for $1,000, or offer you four easy payments of $297. Trust me, I can do much more for you for a lot less than that.
Where are you getting your advice from?
Thank you for reading the entire post. Within my articles and audio recordings (podcasts) you know where I'm coming from. You also know who I "run around with":

Jon White from JWFinancialCoaching.com
Brad Chaffee from EnemyOfDebt.com and BradChaffee.net
Dave Ramsey (yep, I'm Certified).

I'm proud to be associated with each one. So, where are you getting your financial advice from? I can answer your call for help with a simple moneyplan, you just need to pick up the phone.