Militarily Speaking

Militarily Speaking


Military Family Budgets: Stop Making These Money Mistakes! with Lacey Langford of MILMO Show

October 01, 2025
Welcome to Season 2 Episode 1 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery

 

In this episode of the Militarily Speaking podcast, we sit down with Lacey Langford, host of the MILMO Show and MilMoneyCon, as well as an Air Force veteran, military spouse, and accredited financial counselor. Together we explore the unique financial challenges military families face. From the importance of financial literacy to practical tips for better money management, this conversation offers valuable insights for military members and civilians alike.

 

“Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.

 

Military Family Budgets: Stop Making These Money Mistakes! With Lacey Langford of MILMO Show

 

Lacey highlights the importance of early financial education for the military community, especially for young service members just starting their careers. She explains how resources for veterans and military families must be delivered in engaging, modern formats to truly make an impact.

 

One critical topic she raises is the rise of “buy now, pay later” programs, which she warns can mimic payday loan traps. Her mission is to ensure veterans and military spouses are prepared with the knowledge and tools to make smart financial choices that protect their futures.

 

MilMoneyCon: A Hub for Helping Veterans and Military Families

 

Lacey dives into the creation of MilMoneyCon, an annual conference she founded to bring together financial professionals with military ties. The event creates opportunities for mentorship, career development, and networking—particularly supporting military spouses and veterans transitioning to civilian life.

 

She underscores how important community and career resources are in empowering veterans and their families to achieve financial independence.

 

Memorable MILMO Podcast Episodes

 

Reflecting on her own podcast, the MILMO Show, Lacey recalls impactful conversations, from her grandmother’s stories of wartime financial hardships to practical discussions on building wealth by reducing waste. These episodes serve as reminders of the lasting influence of financial literacy for military families.

 

Air Force Military Spouse Personal Journey

 

Lacey shares her personal journey, from joining the Air Force to her life as a military spouse navigating frequent relocations and career challenges. Her story resonates with countless veterans and military families transitioning into civilian life, showing both the struggles and opportunities within the military financial ecosystem.

 

Supporting Veterans and Military Spouses

 

As the episode concludes, Tom and Jodi ask how listeners can support the veteran and military spouse community. Lacey encourages volunteerism, donations to aid societies, and spreading accurate financial resources for veterans.

 

You can support the MILMO Show by listening wherever you get your podcasts, or the MilMoneyCon by visiting https://milmoneycon.com/ to learn more.

 

Military Minute


The Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!

For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months.

 

·      Last episode’s Military Minute: What year was West Point established? What is the motto for West Point? And which two U.S. Presidents went to West Point?

·      Answer: Founded in 1802. Motto is “Duty, Honor, Country”. Ulysses S Grant and Dwight D Eisenhower.

·      This week’s Military Minute question(s): What is the name of the podcast with the most episodes published and how many episodes are there?

·      Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page.

·      Answer with the correct answer and you plus a charity of your choice can each win $50.

·      After a winning selection, Military Minute participants are eligible for another selection after 12 months.

 

Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify.

 

Join us to hear how to better navigate your finances, military life, and the crossroads of the two.

 

Visit www.afbank.com