Over the last few years, many chain restaurants have struggled. Changing consumer tastes and bad management often play a part. While some chains have closed locations, others have filed for bankruptcy protection. TGI Fridays recently joined the list of companies that filed for bankruptcy. They claim that the company has never recovered from COVID-19 losses. While they attempt to recover, there’s one thing they can’t control: people are sitting on nearly $50 million in unused gift cards that have no expiration date. If people decide to use them now, they have no chance to recover…

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