The 3 per cent assessment rate buffer doesnt feel appropriate anymore. Maybe for new borrowers looking to purchase and take on debt for the first time, but not for existing mortgage holders simply lo

It feels like this could be the beginning of the end for cashbacks! In the past week there have been three lenders including a big-4 bank withdraw their offers. My sense is that it will create an open

As reported in the AFR numerous property data analysts including CoreLogic, SQM Research, Proptrack and RBC Capital Markets have all suggested house prices have bottomed in Sydney and Melbourne amid a

Property valuations are a key piece to the mortgage finance puzzle. A positive valuation can provide the option of transacting with less cash, and a negative valuation can be disastrous either creat

Are we done now with rate rises?! The RBA yesterday paused for the first time since its interest rate tightening campaign began last May. The bank wants to avoid crushing the economy and take more tim

Over 90 per cent of our loan volumes at Long Property have gone to the big banks recently. But that hasnt always been the case around the time of the banking royal commission it was only around 50 p

Banks are fighting hard at the moment to more forcefully defend their mortgage portfolios, amid an industry-wide competitive battle for people who are switching banks. In todays podcast we discuss ho

How can you increase your borrowing capacity? With average capacity having fallen c 30 per cent since May last year, its an important question. There are many factors within the borrowers control wh

The amount a lender will offer borrowing capacity is very high on the priority list for borrowers now. So which banks tend to offer the most money is it the mainstream funders with broader cred

You may be wondering how do mortgage brokers secure their own loans. Surely they get the best deals, preferential treatment, quick/ smooth experiences those sorts of things. Well Dan just refinanced