David, Bret, and Karen join Joe to "kick off" February (and the tax season) on this huge football weekend, and talk about the importance of having a good retirement plan. The Thrive Army is tuning in for this in-depth look at the three major pillars of any solid plan: Social Security, tax planning, and risk management.

Karen talks spousal benefits and the whole team discusses the 567 choices involved in a restricted Social Security Application strategy (for those qualified applicants born before January 2, 1954) - and outlines alternative considerations for those who were not!