In this episode, Nick and Dave take a seat at the kitchen table to unpack the highs and lows of the first quarter of 2025. From global diversification wins to U.S. economic uncertainty, they break down what investors need to know—and what they don’t need to stress over.

https://youtu.be/iXrCvNCGtO0

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  Diversification Pays Off: International stocks outperformed U.S. markets in Q1, offering a little sunshine in an otherwise cloudy domestic market.

  
  
  
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  Strong Labor Market: Unemployment remains low, with a resilient workforce keeping things steady despite headline doom and gloom.

  
  
  
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  Inflation Easing: February inflation reading at 2.8% shows a softening trend, starting Q2 on a hopeful note.

  
  
  

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  Tariff Uncertainty: Global trade tensions and tariff talks are creating ripple effects in consumer sentiment and investor confidence.

  
  
  
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  Fed Rate Cut Expectations Dwindle: Initial optimism about multiple rate cuts is fading fast amid inflationary pressures and policy wait-and-see approaches.

  
  
  
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  Consumer Confidence Dips: Despite spending holding strong, consumers are increasingly cautious about what’s ahead.

  
  
  

Nick and Dave remind listeners that short-term dips and economic jitters are nothing new. They share a powerful chart (linked below!) showing that even with frequent downturns, the market trends upward over time. It’s a comforting nudge to stay the course, breathe, and trust the process.

Check out the chart on past downturns and long-term performance [linked here – add link when published].

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  Why international markets are leading the pack in 2025

  
  
  
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  What tariffs might mean for your portfolio and your wallet

  
  
  
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  Why the Fed’s holding steady—and what that means for you

  
  
  
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  How to keep your cool amid market noise

  
  
  

Schedule a chat with the team at Shotwell Rutter Baer—they’re always happy to help you cut through the clutter and make smart financial decisions for your future.