Highlights of today’s show:

• The five toughest financial habits to break
  
• My observations from working with clients over the years
  
• How to break those bad habits
  
• Your list of bad financial habits
  
• How you can contribute to the completion of my new book
  

Websters defines a habit
as a usual way of behaving or something that a person does often in a
regular and repeated way. As a financial coach I’ve seen how good
financial habits can help you reach your goals and I’ve also seen how
bad financial habits can prevent you from reaching those same goals.
Today I’m going to discuss the five bad financial habits that are the
toughest to break.

These five habits are the toughest to break based on my experience in coaching with clients over the years. They are as follows:

5. Getting organized

4. Not having an Emergency Fund

3. Spend Now; Pay Later

2. Not working together with your spouse

1. Pay Day Loans
   

We
discuss each bad habit and cover a little bit how you can get away from
each one. Unfortunately bad habits aren’t easy to break, but you can break them over time.

Also I have created a survey to help with the creation of my new book on buying and selling a home. As many of you know my wife and I went through the process this past summer and it definitely is a life event. But the experience was a lot better then my first experience in real estate.
Because I want your home buying experience to be a memorable one I’m
writing a book detailing the real cost of buying a home by sharing our
experience in addition to tips I’ve learned when coaching clients.

The
survey is 9 questions long, totally anonymous, and is not a commitment
on your part to buy the book when it is released. Even if you aren’t
planning on buying a home any time soon, please take the time to fill
out the survey as your input is still valuable to us.

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If
you have any comments, questions, or ideas for future shows you can
send them to me and I will integrate them into a future show. There are
two ways to get in touch with me: 1.) Email me at JWFinancialcoaching@gmail.com -
Please put “podcast†in the subject line and keep your questions brief
so they are readable on air. 2.) Simply fill out the form on the contact page. Please fill out your name, email, and your question/comment/suggestion and we will read it on air.

You can find prior editions of the podcast at the podcast archive page.