Fun fact: Most people in the finance business believe in crazy, ridiculous conspiracy theories. Its astounding the type of stuff people believe inlike, for instance, that a shadowy government organi

Financial Independence, Retire Early (FIRE) is amovement defined by frugality and extreme savings and investment. Its also a dumb philosophy. Why? Because it is a perfectly normal human desire to ac

Not having a lot of debt, minimizing your exposure to risk, and having financial security are all ways to deal from a position of strength. Sure, having more money often helps, but not always. Theres

Theres a lot of money out there. We have printed trillions of dollars. Lets put it this way: There is no shortage of money. Really, theres a surplus, and its not that hard to come by. You dont ne

A lot of people say they want to get rich, but most of the time, these people are full of it. Being rich is a lot harder than it seemsa rich persons life gets much more complicated once they become

If you get into a top-tier school, like Harvard, you must go. But what about second- and third-tier schools? Its not always a no-brainer based on the cost. Student loans can be crushing, and you need

Theres an old saying: Nothing ventured, nothing gained. If you want to make money, you must take the risk because sitting idly and wishing to make money is not going to yield positive results. In

John C. Bogle, the founder and chief executive of Vanguard who is credited with popularizing the index fund, was only worth about $20 million when he died in 2019. Sure, thats nothing to sneeze at, b

What is a hedge fund? In todays episode of the Be Smart podcast, Jared discusses the ins and outs of hedge funds (including the different types), why they are not magic money machines despite rich pe

Capitalism doesnt suck just because youre bad at it. Capitalism is a competition. Life is a competition. But thats whats so great about the US: There are so many opportunities if you want to take