Announcer (00:00):

You’re tuned in to the Investing for Beginners podcast. Finally, step by step premium investment guidance for beginners led by Andrew Sather and Dave Ahern. To decode industry jargon, silence crippling confusion, and help you overcome emotions by looking at the numbers, your path to financial freedom starts now.

Dave (00:36):

All right, folks, we’ll welcome to Investing for Beginners podcast episode 163. Tonight, we are going to answer a listener question. We got a great question from David recently, and Andrew and I are going to take part, his question. It’s quite extensive, and there’s lots of great stuff in here. So we’re going to go ahead and answer that for David on air. So I’m going to go ahead and start and say, hi, Andrew. Thank you for all the resources you put together as a 25-year-old, who had no foundational understanding of stocks, your podcast has been immensely helpful. Hoping you could fill in some gaps. I currently have. The first thing you’d like to talk about is dividends. So do a little rapid-fire here. So dividends, are they pay out quarterly yearly or variable? Andrew?

Andrew (01:22):

Yeah, it depends on the company. Most are quarterly.

Dave (01:26):

Perfect. What is the period between when a company determines a dividend versus when it is paid?

Andrew (01:33):

It depends. So what I like to do for a stock is I’ll Google. Let’s say I want to look at Apple’s dividend history. So I’ll just put in the ticker APL dividend history. And I like to use the NASDAQ website because it will show you the dates that they’ve announced, the dividend payout, the date, you have to hold the stock, buy to get the dividend payout, and then the date that you will receive the dividend in your brokerage account. And so, you know, that website has it, some other websites do have it. So there’s not like this golden period between those different deadlines, I guess. And you know, sometimes it could be a couple of days later, a couple of days early with announcing and everything like that.

Dave (02:17):

But that’s just the general thing with dividends, correct me if I’m wrong, but every company is on their schedule, correct?

Andrew (02:27):

I mean, I know that’s, I’ll get like groups of dividends and in my email any given day.