Announcer:                        00:00                     You’re
tuned in to the Investing for Beginners podcast. Finally, step by step premium
investment guidance for beginners led by Andrew Sather and Dave Ahern. To decode
industry jargon, silence crippling confusion and help you overcome emotions by
looking at the numbers, your path to financial freedom starts now.

Dave:                                    00:36                     All
right folks, we’ll welcome to the Investing for Beginners podcast. This is episode
112 tonight. Andrew and I are going to dissect it listener question that we got
from Clinton. It’s fantastic. He has a lot of great points in there, and Andrew
and I wanted to just kind of walk through each section of those and take some
time to answer those questions, and so I’m going to go ahead and start reading.

Dave:                                    00:58                     So
first, a dear Andrew, two weeks ago, I started doing some serious research on
investing in the stock market. I have next to no investment slash finance
background. I’m 33 years old and married, working in health care with my first
child. On the way, I came across your podcast with Dave on Spotify, and ever
since I’ve been listening to two episodes a day from the beginning. I have a 40
minute each way commute to work. I am very intrigued by value investing. So I
decided to purchase your e-letter letter to follow along with your $150 a month
portfolio. So the first question, I am going to spend $1,000 a month in my
invest in, in my invest in my account for the next 20 months to have around 20
positions and my wife and I will put $200 a month into the IRA account. I
purchased the stocks of number and number blanket blank does Zack is a premium
picks from the leather.

Dave:                                    01:58                     Okay,
perfect. We’ll blank that out. So I researched and thinking about investing in