You may be in doubt to push through your plan of buying your first home. But you just have to research and realize that the rent you’re paying now is already slowing things down for you. Take action now and listen to this episode to learn how to balance debt and savings! This can be a HUGE help for some first time home buyers. It's a more advanced financial formula that helps first time buyers raise their credit scores quickly, and get more money for their down payment. It's a simple tactic taking advantage of the personal loan market to help get buyers able to purchase now. If you realize that you are years away from doing it on your own and you'd be spending tens of thousands of dollars in rent while you try to reduce your debt and save for a down payment, this hack may be your answer.