Are you approaching Medicare age or already enrolled? Join host Bryan Bibbo and special guest, Gary J. Pelfrey, Director of Business Development at JL Smith Holistic Wealth Management.  

With over 28 years of experience as a Medicare specialist in financial services, Pelfrey demystifies Medicare planning and reveals how proper healthcare planning can protect your retirement savings. 

Key Topics Discussed: 

• 2025 Medicare Changes: Learn about major updates coming to prescription drug coverage through the Inflation Reduction Act, including how you'll benefit from the new $2,000 annual cap on out-of-pocket costs. 
• Medicare Plan Options: Discover the real differences between Medicare Supplement and Medicare Advantage plans, including which might best fit your lifestyle, especially if you travel. 
• Enrollment Timing: Find out exactly when you should enroll in Medicare, particularly if you're still working past age 65, and how to avoid penalties that could cost you for life. 
• COBRA vs. Medicare: Understand the crucial distinctions between COBRA and Medicare coverage that could save you from making an expensive mistake during your retirement transition. 
• Long-term Care Gap: Learn what Medicare won't cover in your later years and how to prepare for potential long-term care needs. 

Listen in as Bibbo and Pelfrey break down the crucial Medicare decisions you'll face and share upcoming changes that could significantly impact your healthcare costs.