Would you be able to pay off $200,000 of your mortgage in 5 years? Julian discovered FIRE in Graduate school, and this is what pushed him and his wife to pay off their debt in such a short time-frame. They are very disciplined, although they always allow space for luxuries. They currently use rental properties and a very high savings rate to reach their FI goal. You'll love how inspiring that story is. We also chat about... Their ideal FIRE journey Their budget and luxuries they allow How they use real estate to increase their wealth How they cook regularly The obstacles when talking about FIRE within the African American community For show notes and takeaways: https://www.firedrillpodcast.com/how-paid-off-mortgage-5-years