Timeline:

* 01:14 – My fiancé and I are getting married in December and we are still short $7,000. We make $80,000 per year and our expenses are $1,500 per month including $600 for rent and $500 for a car payment. How can we get the money we need?
* 05:29 – My employer won’t pay overtime and requires us to clock out and work off the clock. Is this legal?
* 09:05 – I currently have $18,000 in savings with an interest rate of 1.5% and $7,000 in the stock market making an average of 5% each year. I also have $13,000 in student loans that have an interest rate of 5%. Should I pay off my debt now or keep the money in the stock market and pay off my loans over time?

Resources & Links:

* MoneySmarts 004: Creating a Zero-Sum Budget
* Wage and Hour Division – United States Department of Labor
* Email your questions to askjoel@financialfreedomcommunity.com
* Financial Freedom Community

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*Intro and outro music is provided by Michael Cat Audio