“The only difference between death and taxes is that death doesn’t get worse every time Congress meets.” ~ Will Rogers (Photo by Mariya Gencheva) If you don’t file an Income Tax return you make it possible for someone to steal your identity, your

“Spare when young, and spend when old.” ~ Benjamin Franklin Spending and saving go hand-in-hand because the money you don’t spend can go toward savings. The problem is too often we don’t pay attention to all the incidentals we buy and dollar-by-do

“I’m living so far beyond my income that we may almost be said to be living apart.” ~ EE Cummings (Photo by Damian O’Sullivan) Having money in savings can be liberating. You can have peace of mind knowing that funds are there in case of an emergen

“My green thumb came only as a result of the mistakes I made while learning to see things from the plant’s point of view.” ~H. Fred Dale, author (Photo by Debbie Johnson) There are people with a green thumb that fill their home with gorgeous housepl

“Certainty? In this world nothing is certain but death and taxes.” ~ Benjamin Franklin (Photo by Kent Faddis) Many people, when they get their annual tax refund, think that money is perfect for a down payment on a car or truck. But, there’s homework

“Nothing burns like the cold.” ~ George R.R. Martin, A Game of Thrones (Graphic by Pat Guinan, Climatologist for University of Missouri Extension’s Commercial Agriculture Program) Bitter wind chill, frozen soils and temperatures that may set records

Plants cry their gratitude for the sun in green joy. ~Terri Guillemets, quotation anthologist (Photo by Dennis Brown Whether you’re trying to grow tropical plants like African Violets, or you want to jump-start the growing season by starting seeds early

“Winter lies too long in country towns; hangs on until it is stale and shabby, old and sullen.” ~ Willa Cather, My Antonia (Photo by Herman Brinkman) There’s no denying it. We’ve had more than a few days of bitterly cold weather. But, you can’t

“The holidays stress people out so much. I suggest you keep it simple and try to have as much fun as you can.” ` Chef Giada De Laurentiis (Photo by John Biehler) Holiday parties, where sweet treats and alcohol abound, are a real challenge for someone

Missouri got a chilly December gift from Canada and a November that continued a below normal trend for 2013. Today’s guest is Pat Guinan, climatologist for University of Missouri Extension’s Commercial Agriculture Program.     For more information