The warmth of the holidays can be felt all around! Retail stores are buzzing, holiday music is in full swing and people are in a cheerful, giving mood.  Unfortunately, overspending during this warmy fuzzy season can cause us to dig ourselves into a hole going into a new year.  In this episode we navigate how to avoid the trap of overspending during the holiday season, explore reasons that many of us feel compelled to spend, and tips and tools to give without making poor financial choices.