Creating a New Healthcare

Creating a New Healthcare


Episode #198 Health Benefits Done the Right Way with Chelsea Ryckis, Founder and President, Ethos Benefits

April 22, 2025

Chelsea Ryckis is the award winning founder and president of Ethos Benefits, a firm dedicated to advancing health insurance strategies for employers nationwide. Their approach effectively eliminates fraud, waste and abuse from employer healthcare plans while increasing savings for both employers and their employees. Chelsea is the co-host of the Ethos Effect Podcast with her husband, Donovan, and producer of the documentary “It’s Not Personal, It’s Just Healthcare”. Chelsea regularly speaks on the industry’s most coveted stages including: ALM Benefits Pro Expo, SHRM HR Florida, and the ISCEBS Symposium. 


This is one of the most important episodes we’ve ever aired, especially for employers. During this conversation, Chelsea and I discuss how traditional health insurance brokers profit from ever-increasing premiums, and how that traps employers and, subsequently, employees, in a broken system. The downstream effects of astronomical health care costs will inevitably get passed down to consumers when employers are unable to absorb the increase, resulting in lost wages, layoffs, and an inability for workers to contribute to their retirement. This system is unsustainable but it does not have to operate this way. 


At Ethos Benefits, Chelsea and her husband, Donovan, have implemented a revolutionary approach to healthcare consulting. An approach that prioritizes transparency and fiduciary responsibility and which results in significant cost savings. Listen in as they share their methodology and how they can create a system that benefits employers and employees. 


Healthcare will not change until the business of healthcare does, and Ethos Benefits is paving the way.