When it comes to your retirement plan, every decision impacts another. Learn why most decisions cannot be made independently. There’s a quote from Mark Twain which says, “When you find yourself agreeing with the masses, it’s time to pause and reflect.” There are many strategies for a successful retirement, but also critical decisions that have to be made beforehand if they are going to work. Determining whether to draw Social Security at 62 as a means of monthly income, or using retirement savings instead and deferring Social Security while the benefit grows, is one of those decisions. This may reduce your retirement savings at first, but when you do finally take Social Security and the monthly income is larger, you are able to rebound. Thus creating a "V". We call this V for Victory.   Connect with Financial Enhancement Group: Visit our Facebook page at www.Facebook.com/FinancialEnhancementGroup Join our Facebook Group at www.yourlifeafterwork.com/FinancialTidbits Visit our website at www.yourlifeafterwork.com   We would love to answer your questions on air! Call Angi at (800) 928-4001 or send them to TalkToFEG@yourlifeafterwork.com