Meet Dylan.
Dylan’s main concerns, in his own words:
We are both in law enforcement and live together with two children under three years of age. She was out of work for a year and a half with child care and we have 26K in credit card debt and a 178K mortgage and about 15K in medical bills.  My power percentage is 32. We have almost identical incomes at 71K each and she puts in 15% (75k current total) and I put in 12% (200k current total) into separate 457b (Deferred Compensation). We have pensions through work. I am 48 and will retire at 59 1/2 with a full pension.  She is 34 and will retire at 53 with a full pension after 25yrs of service.   We can’t seem to save any extra money for a down payment on a new home. I am very worried we don’t have enough saved for a comfortable retirement and provide for the children.