M$D: May 13, 2064
Meet Jack.
Jack’s main concerns, in his words:
I make $1,900 a month net, I also make some commissions although I’m still new so not entirely sure how consistent that will be! So, I would like to plan for just the $1,900.  I have about $3,000 in debts. I’m getting married in July. So my debt is the ring and honeymoon.  My rent is $525 a month and I have around $100 for utilities. I have a ROTH IRA and I’m really worried that I won’t have enough for retirement due to lack of funding. Then also should we rent for a few years or try and get a home to build equity?