Topic: Self-Sabotage 
What we cover:

* Spencer Jakab author of Heads I win, Tails I Win
* The act of not saving before spending is self-sabotage

* Knowing that you have to fund your retirement and not doing it, is self-sabotage
* Voluntarily Buying something on credit with no means to pay it off, is self-sabotage
* Ignoring college costs either as a parent or a student is self-sabotage.
* Tax season can bring out all forms of self-sabotage

* When you consistently withhold the wrong amount then blow your refund.

* When you have a three or five paycheck month and you blow it

* Sabotaging a financial relationship
* BWOM

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