An Arm and a Leg
Why picking the right insurance is so hard (bonus/encore)
How hard is it to pick the best health insurance? ECONOMISTS find it hard. Including one who has studied the question, "How hard can it be to pick a decent insurance plan?"
Lots of people are suddenly eligible to pick possibly-cheaper health insurance thanks to the American Rescue Plan—the big stimulus bill Congress passed in March—so we thought it could be useful to bring this 2018 story back.
Also useful: This essay from health-care reporter Zachary Tracer about how he picked his health insurance, with directions for you (that start with pouring yourself a drink) https://www.businessinsider.com/how-to-pick-choose-health-insurance-plan-2018-10
There are more how-tos, and health insurance basics, on our web page from the original version of this story.
https://armandalegshow.com/episode/why-you-and-i-will-likely-pick-the-wrong-health-insurance-plan/
And here's a VERY useful tool, described in the episode—IF you live in DC, Massachusetts, New Mexico, Oregon, Rhode Island, or Vermont: http://www.checkbookhealth.org/hie/
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