Minisode 50 Spend on What You Love, Save on All Else Cut expenses and save money on the things you don’t really care about. Spend  money on the things you love. Have expenses saved up and  invest in low cost target retirement funds. Do you make to much to cut grass or buy pre chopped veggies? What's up to Episode 50 of the Minisode A Doctor’s Perspective series. I'm your host, Dr. Justin Trosclair. Before we begin, you know, I've been doing the series for 2019 having a blast with it. And I realized, hey, there's a couple of series I could put together that I didn't create a PDF form, like the cash practice physical therapy. So if you just go to www.adoctorsperspective.net/cashPT , I'll put all the episodes, there's only four of them that correspond to that. So you don't have to guess. And we had a marketing series www.adoctorsperspective.net/marketingseries , it was three and then three others kind of randomly. So I just I'm going to put those together and you just go to, and you'll be able to get that. That's all I wanted to chat about with you today. The marketing was quite good. A cast VT was good. So hopefully you will look at that and we just sort of wrapped up the dentist series. So that's www.adoctorsperspective.net/dentists , Lastly, check out the Financial series earlier in the summer of 2019 www.adoctorsperspective.net/financial . So enjoy those PDF reference sheets. So You don't ever have to guess again. This week was Noah Kagan. He's the app Sumo guy. And he interviewed Ramit Sethi. He's got several books. One of his books is your move the underdog's guide to building your business. That one's less known compared to the I will teach you to be a rich second edition. I believe he was on Tim Ferriss as well. But it's like, hey, if you would have done what I told you to do, 10 years ago, you'd be in a much better place. So just do it. So one of the things he talks about is a rich life means you can spend on the things you love as long as you cut costs mercilessly on the things you don't. So let's dive into that. Of course, as always, you gotta get on a budget, you got to reduce your spending. One way to reduce your spending for some people is to get off the email list to all the stores open it up, hit unsubscribe, if you didn't know that, that there was a 20% off sale. You probably wouldn't spend that money you just said that you would have never known but it's like there's something about seeing the sale. You know, thinking about getting there and go ahead and just get it or I didn't even need it. But hey, 35% off Amazon do it. One of the ways you can lose a lot of money is by doing a lot of house remodels. The kitchen in the bathroom could get a return on investment. A lot of times the landscaping in the backyard and all that it's just money that goes down the drain. So if you're looking for ways to cut Spence's and save money, that's a good way to do it. When he's referring to investments. He likes low-cost funds, target funds, like a Vanguard target retirement 2045 or 2015, wherever you're going to retire. He believes having like a new account for each fund, and having three months of expenses saved. And he does prefer like a Vanguard versus a wealth front. I use both.