When it comes to your financial plan, your home isn’t just a roof over your head; it’s one of your most influential investments.

In this episode of The Power of Wealthness, Kevin Swanson and Todd Barney sit down with Ryan Leeder of Kal Financial to explore how real estate financing impacts your long-term goals, cash flow, and emotional confidence.

From understanding loan types to preparing for future refinancing opportunities, this episode brings clarity to a complex, but deeply personal, piece of the wealthness puzzle.

What to expect:

• Current trends in mortgage rates and refinancing outlooks
• Smart ways to help the next generation with home buying
• Lending strategies for RSUs, investment properties, and self-employed clients
• The emotional and practical balance of buying “what you can” vs. “what you should”
• And more!

Connect with Potentia Wealth:

• Potentia Wealth
• 408.288.7886
• ask@potentiawealth.com
• LinkedIn: Potentia Wealth
• LinkedIn: Kevin Swanson
• LinkedIn: Todd Barney, CEPA®, CIMA®, CPWA®, CFP®

Connect with Ryan Leeder:

• Kal Financial
• LinkedIn: Ryan Leeder
• 408.459.8544

About our guest:

Ryan Leeder is a seasoned mortgage professional, getting his start by supporting one of the top mortgage advisors in the country. He has worked on 1000+ transactions over the past 8+ years, developing valuable skills and gaining a wealth of knowledge working on some of Silicon Valley’s most unique and difficult loans.

Ryan grew up in Wisconsin in a family of mortgage and real estate professionals and has always felt at home in the industry. He is proud to now call the Bay Area his home since 2006. Ryan has also worked as a professional caddie (he’s a golf enthusiast), catering to executives and honing his interpersonal skills.

The client experience and proper execution is truly Ryan’s priority when it comes to his business. Ryan enjoys spending time with his family, dogs, and of course playing golf. He graduated from San Jose University and has dedicated his time since graduation to becoming a leader in the mortgage industry.

Ryan really looks forward to helping you achieve your homeownership goals. Please feel free to reach out via Phone, Text Message, or Email to find out what options are available for you.