This episode explains why financial crises are not random events but predictable outcomes of deregulation, excessive risk-taking, and concentrated financial power. It shows how cycles of easy credit and speculation create asset bubbles that eventually collapse, triggering widespread economic damage.

The episode highlights the role of banks and financial institutions in amplifying risk while protecting themselves through bailouts when crises hit. It reveals how losses are repeatedly shifted onto ordinary people through job losses, austerity, and reduced public services, while those responsible often escape accountability.

By examining past crises and their global ripple effects, the episode argues that financial collapse is a systemic problem driven by incentives and power imbalances. It concludes that without strong regulation, transparency, and accountability, financial crises will continue to repeat—not by accident, but by design.