Beyond The Dollar Signs: Financial Clarity

Beyond The Dollar Signs: Financial Clarity


Understanding Term Life Insurance: Protection Your Family Can’t Afford to Miss (Ep. 19)

December 23, 2025

Many people avoid thinking about life insurance, believing they’re invincible or that it’s too expensive. But what happens to your family if the unexpected occurs?

How do you determine the right coverage amount? When is the best time to secure a policy? And what makes term insurance different from other options?

In this episode, Mark Taylan breaks down term life insurance and why it’s one of the most important financial protections for young families and working professionals. He shares personal stories about how term insurance has made the difference between financial security and hardship, and walks through the practical steps anyone can take to protect their loved ones.

Mark discusses:

  • Why your ability to earn income is likely your most valuable asset, not your house or investments
  • How to calculate the right coverage amount based on mortgage, expenses, and family needs today
  • The conversion feature that lets you switch term policies to permanent coverage without new health exams
  • Real stories of families who were protected because they planned ahead and those who weren’t prepared
  • Three immediate steps to take if you don’t currently have life insurance coverage in place
  • And more!

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