Ralph Weber returns with Part 2 of the Healthcare History Series: The Price is WTP. This episode exposes how hospital pricing got so wildly inflated, starting with the 1929 Baylor teachers plan and exploding with the Medicare DRG system.Ralph and Bill T

In this first episode of a multi-part series, Ralph Weber breaks down how insurance swallowed American healthcare over the past 100 years. From pre-payment plans at Baylor Hospital to todays PPO networks and charge master games, Ralph takes you through t

Welcome to The Benefit Whisperer, where we decode the nonsense in healthcare.In this episode, Ralph Weber is joined by Chris Condeluci, one of the nations leading ERISA and healthcare transparency attorneys. Chris argues that pricing data and claims inf

From all of us at The Benefit Whisperer and Route Three, we wish you a safe, peaceful, and joyful Thanksgiving.

Ralph Weber is joined again by PBM insider Rachel Strauss to deconstruct how rebate programs have evolved into hidden commissions and cost traps. Learn how to avoid rebate mirages, leverage 340B strat

In this episode, Ralph sits down with longtime friend and insurance strategist Mark Halpern, founder of IllnessProtection.com and WealthInsurance.com.Mark shares how his father’s untimely death shaped his mission to make critical illness insurance

Ralph Weber welcomes back Dr. David Scheinker, Executive Director at Stanford Children’s Health and founder of SURF Stanford Medicine. Together, they tackle the inefficiencies buried in hospital-payer contracts and how lack of standardization drives

In this episode, Ralph Weber is joined once again by compliance strategist Ann Lewandowski to dive deep into the unseen world of healthcare data, who owns it, who profits from it, and what most employ

Ralph Weber welcomes back Ann Lewandowski to unpack one of the most overlooked threats in benefits: your data. This episode exposes how TPAs and PBMs can legally profit from “de-identified” plan data, why HIPAA offers false comfort, and what t

On this episode of The Benefit Whisperer, Ralph Weber interviews Rachel Strauss, the “PBM Princess,” to expose how pharmacy benefit managers manipulate contracts, rebates, and definitions to extract margin from employers. They break down contr