Are you a college student or know a college student who’s wondering how to get a strong financial start? 

In this episode of The Financial Puzzle Playbook, Jim Sumpter, CFP®,  sits down with Victoria O’Tool, a finance major and aspiring financial advisor from the University of Alabama. They dive into the unique perspective college students have on managing cash flow and investments, sharing their insights and stories from different generational viewpoints.

Jim Sumpter, CFP®, Victoria O’Tool discuss: 

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• (10:30) Strategies for college savings and debt avoidance
  
• (20:00) The importance of early investment and savings bonds
  
• (26:33) Building credit wisely as a student
  
• (30:02) The role of financial literacy from a young age
  
• And more
  

Resources:

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• The Wall Street Journal 
  
• Morning Brew
  
• The Psychology of Money by Morgan Housel
  

Connect with Jim Sumpter: 

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• 205-510-9074
  
• CMC Financial
  
• LinkedIn: Jim Sumpter
  
• LinkedIn: CMC Financial
  
• Facebook: CMC Financial
  
• Instagram: CMC Financial
  
• YouTube: CMC Financial
  

Connect with Victoria O’Tool:

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• UA Career Center
  
• LinkedIn: Victoria O’Tool
  

About our Guest: 

Victoria O’Tool is a dynamic and driven finance major at the University of Alabama, set to graduate in December 2025. Known for her determination, leadership, and adaptability, she has a passion for embracing diverse cultures and fostering collaborative innovation. Inspired by her father’s financial wisdom and her mother’s dedication to service, Victoria is committed to a career in financial services, with a focus on making a lasting impact through continuous learning and growth.

Upon graduation, she plans to relocate to New York City, where she will actively pursue a client-facing role in wealth management or financial advising. Victoria’s goal is to build strong, trusting relationships with clients and guide them toward financial security and success. With a relentless focus on excellence in every endeavor, she is eager to contribute to a dynamic team and leverage her unique skills to make a meaningful impact in the financial industry.