Discover the essential steps to successfully securing a mortgage, from pre-approval to closing costs, and how to avoid common pitfalls.

Jim Sumpter dives into the world of mortgages with guest Steve Knox, uncovering critical insights about the mortgage process, including the importance of pre-approval, the impact of credit scores on mortgage rates, and the often-overlooked closing costs. Understanding these elements is crucial for smart financial planning and making informed home-buying decisions.

By listening, you will explore:

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• Why getting pre-approved before house hunting can save you time and stress
  
• The different loan programs and which might be best for you
  
• The hidden costs involved in closing a mortgage
  
• How your credit score impacts your mortgage rate and approval chances
  
• And more
  

Connect with Jim Sumpter: 

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• 205-510-9074
  
• CMC Financial
  
• LinkedIn: Jim Sumpter
  
• LinkedIn: CMC Financial
  
• Facebook: CMC Financial
  
• Instagram: CMC Financial
  
• YouTube: CMC Financial
  

Connect with Steve Knox (NMLS number 107021):

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• LinkedIn: Steve Knox
  
• Knox Mortgage Team
  
• Canopy Mortgage LLC NMLS 1359687
  
• Phone (425) 931-9579
  
• Email: sknox@canopymortgage.com
  
• *All loans subject to credit and property approval*
  

About our Guest: 

Steve Knox is a mortgage loan originator and branch manager. Recently Steve and his team joined Premier Mortgage Services under the branch name of “Knox Mortgage Team”. Our offices are located in Mill Creek, WA and Hoover, Alabama.

Prior to his mortgage career Steve owned Knox Management Strategies, a business consulting firm focused on process and sales improvement for retail, business and nonprofit organizations. Prior to that, Steve’s first career was in retail where he started as a sales person, ending his retail career as the Director of Management and Retail Education for Eddie Bauer Stores. During his career Steve supervised stores operations in over 40 states.