You want to take control of your finances but don’t know where to start. Sound relatable?

It’s time to unpack the first piece of your financial puzzle — cash flow.

Tune in as Jim Sumpter, CFP®, explains the role of cash flow in financial planning. Whether you’re just starting your career, gearing up for retirement, or navigating the middle, this episode is a must-listen for anyone looking to make smarter financial decisions.

Jim discusses: 

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• Why cash flow planning should be considered in every stage: wealth accumulation, preservation, and distribution
  
• The need to understand gross vs. net income
  
• The 50-30-20 rule to allocate your income effectively
  
• How to optimize your emergency fund by dividing it into three tiers of cash reserves
  
• Avoiding the costly endeavor of budget creeps
  
• And more
  

Connect with Jim Sumpter: 

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• 205-510-9074
  
• CMC Financial
  
• LinkedIn: Jim Sumpter
  
• LinkedIn: CMC Financial
  
• Facebook: CMC Financial
  
• Instagram: CMC Financial
  
• YouTube: CMC Financial