The Tempus Podcast

The Tempus Podcast


Transforming Your Approach to Debt with Steven Esses and George Walters (Ep. 8)

May 08, 2024

Ever wondered how you could tackle your debt smartly while planning for a secure financial future? Do you feel like you’re scaling a mountain of debt without a peak in sight?


Listen in as Daniel Paikin and Robert Schlesinger speak with Steven Esses, Senior Loan Officer at FM Home Loans LLC, and George Walters, Senior Vice President of Business Development at GradFin. Together they discuss actionable insights to help you navigate through the fog of debt with confidence.


Daniel, Robert, Steven and George touch on: 



  • What is the impact of current interest rates on mortgage options and payments
  • Why is it important to consider the choice between fixed-rate and adjustable-rate mortgages when selecting a mortgage plan
  • What are the key components of federal student loan forgiveness programs, and what criteria must one meet to qualify
  • How can one effectively manage and repay student loan debt
  • And more

Connect with Tempus Financial Group:



Connect with George Walters: 



Connect with Steven Esses: 



About our Guest: 


George Walters’ leadership skills and experience in sales and management add tremendous value to the GradFin team. George has worked with thousands of Financial Advisors across the country to help their clients determine optimal repayment strategies to their student loans. His knowledge of all repayment and refinancing options in the market today help put money back into the hands of the Advisor to leverage their clients’ financial goals. George individually consults with borrowers to educate, analyze, and simplify the complexities of student loans.


Steven Esses, Vice President at FM Home Loans,  thrives on the individuality of each customer and the neverending thrill of successfuly closing a loan. With years of experience in the residential mortgage industry, he provides superior customer service and expert industry knowledge for his clients. Steven began his career being trained by one the top rated LO’s in the country. That training has been invaluable as Steven mastered the art of transforming a challenging deal into a smooth transaction.