The idea of retirement is both exciting and scary.

If you are curious about how to navigate the transition leading up to retirement with financial confidence, you’ve come to the right place!

This week on Making Hay, Marcia Miller and Matthew Byars explore the essential considerations for pre-retirement planning. They emphasize the shift from saving to planning for cash flow, the significance of diversified money buckets, and the need for health and wealth alignment. Long-term care planning is also addressed as a critical part of ensuring family harmony and financial security. Follow along to equip yourself with the knowledge needed for a successful transition into retirement!

Marcia and Matthew discuss: 

• Shifting from accumulation to distribution planning for retirement income
  
• Strategically allocating funds across various “money buckets” 
  
• The interplay between health and wealth in retirement planning 
  
• The significance of long-term care planning for family harmony
  
• And more
  

Resources:

• MeetWithMarcia.com 
  
• Schedule A Call
  

Connect with Marcia Miller: 

• LinkedIn: Marcia Miller
  
• mmiller@rfgadvisory.com 
  

Connect with Matthew Byars: 

• LinkedIn: Matthew Byars
  

About our Guest: 

Matt Byars is a seasoned wealth management professional currently working at RFG Advisory whose journey began with a Finance major at UAB, followed by an MBA at Clemson University. He honed his skills on the institutional side of asset management for the London Stock Exchange in Charlotte and New York City. Five years later, he realized the missing piece was a connection to community and family, prompting a return to Birmingham.

Now, in collaboration with Marcia, Matt is committed to serving clients in wealth management. Their work over the past few years has been exceptionally rewarding, making a positive impact on clients’ lives. Matt’s expertise, coupled with a genuine dedication to building connections, reflects his commitment to fostering meaningful community relationships.