Welcome to Life Isn’t Lived on a Spreadsheet! In this episode, Ryan Poterack, Wealth Manager and CEO of Poterack Capital Advisory, along with co-host Charrise McCrorey dive deep into the often-overlooked world of tax strategies that can significantly impact your retirement planning. It’s time to shift your perspective on how to use your money effectively during your golden years.

Join us as we explore how your personal story and unique financial landscape can influence your tax strategy. Whether you’re a business executive, a soon-to-be retiree, or simply someone looking for financial solutions, this episode will provide you with valuable insights and practical advice to help you navigate the complexities of tax planning.

In This Episode, We’ll Cover:

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• The difference between tax preparation and proactive tax planning.
  
• Key strategies for high-income earners versus retirees.
  
• The benefits of charitable giving in a tax-efficient manner, including:
  

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  • Donor Advised Funds (DAFs) and how to maximize their use.
    
  • Qualified Charitable Distributions (QCDs) and their tax advantages.
    
  
  
  

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• Understanding tax loss harvesting and how it can mitigate capital gains tax.
  
• Practical examples to illustrate complex tax strategies.
  

Why You Should Listen: This episode offers actionable insights to help you reduce tax liabilities, optimize your retirement income, and ensure your financial decisions align with your life goals. By the end, you’ll have a clearer understanding of how to make your money work for you and create a lasting impact through your charitable contributions.

We’d love to hear from you! Have questions or thoughts about today’s topic? Reach out to us via email at info@poterackcapitaladvisory.com or connect with us on social media.

Tune in to Life Isn’t Lived on a Spreadsheet and discover how to transform your retirement planning from anxiety to empowerment!