It’s time to learn about safe withdrawal rates in your retirement.

Ryan Poterack and Alec Quaid are diving into the important topic of safe withdrawal rates in retirement planning. They highlight how the traditionally accepted percentage of 4% for withdrawal rates has been impacted by fluctuating interest rates and market conditions over the years. 

They also stress the importance of considering guaranteed income strategies, such as private annuities, to help clients navigate the complexities of retirement income planning. They explain how these strategies can provide stability and certainty in retirement, especially in managing the sequence of returns risk and longevity risk that retirees may face.

Ryan & Alec discuss: 

• Safe withdrawal rates in retirement
  
• Using private annuities for guaranteed income
  
• Sequence of returns risk and its implications for retirees
  
• Tax-efficient withdrawal strategies in retirement
  
• And more
  

Resources:

• “Making it Count: Life Isn’t Lived On a Spreadsheet” by Ryan Poterack
  

Connect with Ryan Poterack: 

• LinkedIn: Ryan Poterack
  

Connect with Poterack Capital Advisory: 

• Poterack Capital Advisory
  

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  • Meet the team at Poterack Capital Advisory
    
  
  

• LinkedIn: Poterack Capital Advisory
  

• Facebook: Poterack Capital Advisory
  
• X (formerly Twitter): Poterack Capital Advisory
  
• 704-366-5776 
  

Connect with Alec Quaid, CFP®

• LinkedIn: Alec Quaid, CFP®
  

About our Guest: 

Alec is a Certified Financial Planner Professional who is dedicated to serving people through the platform of financial planning. He takes great pride in helping people accomplish their goals and enjoys helping his clients gain confidence in their financial futures. He is very passionate about educating consumers on the key things to look for in an advisor and also the things that should be cause for concern. Alec has been featured in multiple national publications such as the Wall Street Journal, Forbes, InvestmentNews, and MarketWatch. He serves with multiple organizations including at his local church, Board Member with the Colorado Financial Planning Association, Committee Chair at the Aurora Chamber of Commerce, and as a member and speaker with the nonprofit RoadMap for Aging.